
Childbirth Plan
Childbirth Planning Checklist
1. Personal Identification
- Review personal identification documents, including driver’s licenses and passports.
- Check bank, credit, and investment account information, and make any necessary changes to surnames or account titles.
2. Health Insurance
- Review health insurance coverage for both the mother and infant, and plan for any costs not covered by insurance.
3. Research and Education
- Look into resources regarding birthing methods, nutrition, health for both mother and infant, and child-rearing advice.
- Enroll in childbirth, infant safety, and any other relevant child-rearing classes.
4. Select Healthcare Providers
- Evaluate and choose an obstetrician, maternity hospital, birthing center, and pediatrician.
5. Prepare for the Infant’s Arrival
- Set up a nursery or suitable home environment for the infant.
- Create a list of essential items needed for the infant, such as a crib, high chair, and car seat.
- Contact an infant car seat specialist, typically found at local fire departments, police departments, or area hospitals, to ensure proper installation of the car seat.
6. Child Care Arrangements
- If the mother plans to return to work after childbirth, arrange for childcare services for the infant.
- Prepare a list of expectations for the childcare provider and share it with them.
7. Insurance and Legal Considerations
- Review life insurance and disability insurance coverage for both parents, and secure additional protection if needed in case of a parent's premature death or disability. Update beneficiary designations on existing policies as necessary.
- Alter, amend, or replace existing wills, trusts, or other planning documents to designate a guardian or guardians for minor children.
8. Prepare Other Children and Pets
- Prepare any other children for the new arrival.
- Make necessary arrangements for pets during the time away for labor.
9. Budget and Employment
- Update the budget to account for new expenses and potential changes in salary due to employment status.
- Evaluate eligibility for leave under the Family and Medical Leave Act and any similar state laws.
- Discuss maternity leave pay and time frames with the employer.
- Agree to any changes in employment terms after the baby is born.
10. Communication
- Create a contact list to inform friends and family about the new arrival.
- Compile addresses and emails for sending out birth announcements.
11. Tax Considerations
- Review federal and state income tax situations to assess eligibility for claiming new tax credits (e.g., child tax credit, adoption credit) or the dependency exemption.
AFTER THE CHILD IS BORN
1. Essential Documentation
- Obtain a Social Security number for the infant and a passport if required.
- Maintain an immunization record for the infant.
2. Insurance and Savings
- Arrange for life insurance coverage for the child, if appropriate.
- Establish a savings account or investment fund for the child’s benefit.
- Explore college savings plans and evaluate future education cost needs for the child.